Finance and Payment Options
Memory Business Systems Ltd is authorised and regulated by the Financial Conduct Authority.
We undertake both regulated and unregulated business, for which we are authorised under FRN:667294.
MBS can now offer our customers a number of payment options.
- Outright purchase
- Interest Free Finance over 12 or 15 months
To buy outright
To buy on Finance
Memory Business Systems Ltd are authorised and regulated by the Financial Conduct Authority under FRN:667294. We undertake both regulated and unregulated business, which means that we can provide finance for all our units (with the exception of our Hand-Helds), in two forms.
- We offer our own 0% finance over 12 or 15 months
MBS 0% finance
Pay an initial deposit and then spread the cost of the unit over 12 monthly repayments
Just follow the procedures documented below :-
- Select the item and pay the deposit specified by credit/debit card via the website or by calling 01925 694280
- Memory Business Systems Ltd will then send you the Credit Application Forms via email.
- You need to complete and return the forms. Complete all sections and answer all questions honestly. Failure to complete the forms properly may result in a delay.
- On receipt Memory Business Systems Ltd will perform Credit Checks as documented on your agreement.
- If your application is accepted, you will be advised and delivery of your goods arranged. If your application is rejected then you will be advised accordingly and your deposit will be returned.
- The day before the delivery of your unit – your first payment will be due, and subsequent payments will be taken monthly (on a set date each month that’s convenient for you) .
Example of MBS 0% finance
Example purchase for a 5xTL01 Metallic Narrowband Canopy @ £2180 – 0% Finance (from 1/2/23)
|Pay Deposit now||£1100|
|Balance Remaining||£1080 (ie amount on Finance)|
12 Payments of £90
|Total Interest||£0 (APR 0%)|
If you borrow £1200 over 1 year at a rate of 0% APR fixed, you will pay 12 instalments of £100 per month and a total amount payable of £1200.This includes the net loan, interest of £0 a broker fee of £0.00 and lender fee of £0.00. The overall cost for comparison is 0% APR. Credit is offered subject to status.*
0% Finance on selected units – Available NOW *
* Subject to normal Terms and conditions, credit checks and acceptance – the Company’s decision is final.