Finance and Payment Options

Memory Business Systems Ltd is authorised and regulated by the Financial Conduct Authority.

We undertake both regulated and unregulated business, for which we are authorised under FRN:667294.

MBS can now offer our customers a number of payment options.

Outright purchase
Interest Free Finance over 12 or 15 months

To buy outright

You can pay the full amount by credit card or debit card through our secure internet merchant service via our website. If you prefer, you can call the office on the above number. If you don’t want to pay by credit/ debit card we can arrange a one-off direct debit payment direct from your account via our partners GOCARDLESS – just call the office to arrange.

If you prefer just to pay a deposit and the rest on delivery (cabinets and canopies only), we are happy to do that for you as well. You can do this via the website or by calling the office.

We accept all major credit and debit cards. Safe and 100% secure.

To buy on Finance

Memory Business Systems Ltd are authorised and regulated by the Financial Conduct Authority under FRN:667294. We undertake both regulated and unregulated business, which means that we can provide finance for all our units (with the exception of our Hand-Helds), in two forms.

We offer our own 0% finance over 12 or 15 months

MBS 0% finance

Pay an initial deposit and then spread the cost of the unit over 12 monthly repayments

Just follow the procedures documented below :-

Select the item and pay the deposit specified by credit/debit card via the website or by calling 01925 694280
Memory Business Systems Ltd will then send you the Credit Application Forms via email.
You need to complete and return the forms. Complete all sections and answer all questions honestly. Failure to complete the forms properly may result in a delay.
On receipt Memory Business Systems Ltd will perform Credit Checks as documented on your agreement.
If your application is accepted, you will be advised and delivery of your goods arranged. If your application is rejected then you will be advised accordingly and your deposit will be returned.
The day before the delivery of your unit – your first payment will be due, and subsequent payments will be taken monthly (on a set date each month that’s convenient for you) .

Example of MBS 0% finance

Example purchase for a 5xTL01 Metallic Narrowband Canopy @ £2180 – 0% Finance (from 1/2/23)

Total Payable	£2180
Pay Deposit now	£1100
Balance Remaining	£1080 (ie amount on Finance)
Monthly Payments	12 Payments of £90
Total Interest	£0 (APR 0%)

Representative Example

If you borrow £1200 over 1 year at a rate of 0% APR fixed, you will pay 12 instalments of £100 per month and a total amount payable of £1200.This includes the net loan, interest of £0 a broker fee of £0.00 and lender fee of £0.00. The overall cost for comparison is 0% APR. Credit is offered subject to status.*

0% Finance on selected units – Available NOW *

* Subject to normal Terms and conditions, credit checks and acceptance – the Company’s decision is final.

sandie smith

2025-06-19

As a 10 year old I was diagnosed with severe psoriasis and spent 6 weeks in hospital - treated with coal tar ointment and UVB therapy. I even attended the hospital school wrapped up like an Egyptian mummy in bandages made from old hospital sheets - it was 1958. Fast forward to adulthood - living with only arms and lower legs affected. Luckier than many I know. Then came the Pfizer vaccine booster and within weeks I had psoriasis everywhere. With long NHS waiting times to see a dermatologist, I was lucky to be able to pay for a private appointment. I was prescribed Enstillar and Exorex and referred to the hospital for phototherapy. The lotions helped but I knew they would need to be forever to keep the psoriasis under control. I joined a psoriasis forum online and read about UVB treatment - both hospital and home therapy units. I got nowhere near the top of the waiting list for hospital phototherapy so I phoned MBS after reading excellent reviews on the site. I spoke to Ross and armed with all the information I needed I opted to buy the 9 tube model. On 5th March this year the unit arrived, was unpacked and put together by the driver who knew all about the unit - he gave me safety instructions re: moving the unit if I needed to etc. I used it for the first time before he was back in his van! I had decided to test the efficacy of the unit by not using the Enstillar and Exorex. I followed the instructions in the manual to the letter, taking no chances. No creams beforehand, but moisturiser afterwards if I needed it - I only used Doublebase on my skin then and still do. As instructed I used the unit alternate days and was very patient - at 4 weeks my husband noticed the change in the lesions on my back - less angry, and skin smoother. It was a great moment. The progress continued a pace from there and by 12 weeks I was clear of all the lesions, with smooth skin and the bonus of a very slight tan. I am now using the unit twice a week, and may drop down to once if it goes well and no lesions start to appear. This was a considered purchase for me, and I made changes to be able to buy it. It's the best thing I could have done for myself and my skin - to be free of psoriasis for the first time is amazing. I would highly recommend MBS for no pressure, pre purchase advice, the unit itself.

Martin Weigold

2025-06-15

I ordered a UVB phototherapy unit with 9 tubes in it from MBS. From the very beginning, the service was nothing other than absolutely top class, taking me through the various products that they have. They were also very patient with me in assisting getting the product shipped to me in Gibraltar. The unit did its job and my psoriasis has now disappeared almost completely! Roy is always available to assist with any questions. I cannot recommend these guys highly enough!

Patricia Rust

2025-05-14

I have psoriasis on my forehead. Since my hand held unit arrived on the 23rd April I have seen a massive improvement. No more angry red, flaking itchy patches. Just smooth slightly pink skin. Truly amazing and very very happy. Thank you so much MBS

Gemma

2025-03-27

Honestly I cannot thank Roy enough, from the bottom of my heart his knowledge and authenticity. My young son suffers from TSW Topical Steriod Withdrawal and now he is starting to heal and come out the other side. The narrow band handheld machine has supported his healing. Obviously anyone who is suffering knows there is no quick fix but this has help significantly and started to give us hope for the future where he's able to control his condition.

Gerard Gallagher

2025-03-23

Recently purchased the mini unit and I am really pleased with my purchase. Results are excellent. Worth every penny in my opinion. Thanks again M.B.S.

SJ T

2025-03-07

Really pleased with this company.. A great service provided. Went through everything on how to use the Phototherapy unit and it worked great on my sons psoriasis. I have bought one too from them which was an easy transaction aswell. When it flares up we can just start using as soon as possible. Recommended company and thanks again

Darren Denton

2025-02-20

My inflammation and itchiness subsided after a couple months! Defo worth trying

Rosalyn Beetham

2025-01-03

Excellent advice and service from Roy. The treatment was very successful, after 8 weeks using the canopy 3 times a week, virtually all traces gone, in the comfort of my own home! A very happy customer, will not hesitate to contact MBS if my psoriasis flares up again in the future.

Sean

2024-11-13

Have suffered with psoriasis from my early 20s, have tried many creams and steroid creams over the years which have worked short term. Was referred to the puva treatment at local hospital which cleared my skin but then found long waiting time to repeat treatment. My brother who also suffers from psoriasis purchased a 9 tube bed from MBS of which I borrowed before going on holiday. Over a 9 week period it completely cleared . I got In touch with mbs and after a very helpful and explanatory phone call I purchased the same 9 tube bed. No more stress and worrying about treatment and appointments which can now be done in the comfort of my own home.100% MBS thank you for all your help and guidance to the correct treatment bed .

David King

2024-10-31

Still very happy with the product, it certainly helped me.Great product.

Finance and Payment Options

To buy outright

To buy on Finance

MBS 0% finance

Example of MBS 0% finance

0% Finance on selected units – Available NOW *

Call 0800 612 0954 (Freephone) or 01925 694280

Finance & Payment Options

Delivery & Installation

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