Finance and Payment Options

Memory Business Systems Ltd is authorised and regulated by the Financial Conduct Authority.

We undertake both regulated and unregulated business, for which we are authorised under FRN:667294.

MBS can now offer our customers a number of payment options.

  • Outright purchase
  • Interest Free Finance over 12  or 15 months

To buy outright

You can pay the full amount by credit card or debit card through our secure internet merchant service  via our website.  If you prefer, you can call the office on the above number. If you don’t want to pay by credit/ debit card we can arrange a one-off direct debit payment direct from your account via our partners GOCARDLESS – just call the office to arrange.
If you prefer just to pay a deposit and the rest on delivery (cabinets and canopies only), we are happy to do that for you as well.  You can do this via the website or by calling the office.
We accept all major credit and debit cards. Safe and 100% secure.

To buy on Finance

Memory Business Systems Ltd are authorised and regulated by the Financial Conduct Authority under FRN:667294. We undertake both regulated and unregulated business, which means that we can provide finance for all our units (with the exception of our Hand-Helds), in two forms.

  • We offer our own 0% finance over 12 or 15 months

MBS 0% finance

Pay an initial deposit and then spread the cost of the unit over 12 monthly repayments

Just follow the procedures documented below :-

  • Select the item and pay the deposit specified by credit/debit card via the website or by calling 01925 694280
  • Memory Business Systems Ltd will then send you the Credit Application Forms via email.
  • You need to complete and return the forms. Complete all sections and answer all questions honestly. Failure to complete the forms properly may result in a delay.
  • On receipt Memory Business Systems Ltd will perform Credit Checks as documented on your agreement.
  • If your application is accepted, you will be advised and delivery of your goods arranged. If your application is rejected then you will be advised accordingly and your deposit will be returned.
  • The day before the delivery of your unit – your first payment will be due, and subsequent payments will be taken monthly (on a set date each month that’s convenient for you) .

Example of MBS 0% finance

Example purchase for a 5xTL01 Metallic Narrowband Canopy @ £2180 – 0% Finance (from 1/2/23)

Pay Deposit now£1100
Balance Remaining£1080 (ie amount on Finance)
Monthly Payments

12 Payments of  £90

Total Payable£2180
Total Interest£0 (APR 0%)

Representative Example

If you borrow £1200 over 1 year at a rate of 0% APR fixed, you will pay 12 instalments of £100 per month and a total amount payable of £1200.This includes the net loan, interest of £0 a broker fee of £0.00 and lender fee of £0.00. The overall cost for comparison is 0% APR. Credit is offered subject to status.*

0% Finance on selected units – Available NOW *

* Subject to normal Terms and conditions, credit checks and acceptance – the Company’s decision is final.

A Typical Credit Agreement Form - Click to view (4211KB)